UESF News

Workers' Comp:
Designate treating physician before you are injured

Each school year, we remind you of your rights to use your own doctor if you are injured on the job AND if you have filed a request with the District's benefit office. If you do not have a form on record, you must use the Workers Compensation medical facilities at San Francisco General for at least the first thirty days of treatment.

Your letter to SFUSD should state simply that you wish your doctor (name the person or health plan) to be your primary care provider in the event of a work-related injury. Deliver that letter to the benefits office. Keep a dated and stamped copy for your records.

Below, posted with permission, is an article from Julius Young, attorney at law.

Most important person in the workers' comp system is treating physician
by Julius Young, attorney at law, Boxer & Gerson, Oakland

No one wants to think that they will be injured at work. But injuries do happen, and workers are well advised to take steps to protect their interests in the event of industrial injury. Should you be injured at work, the most important person in the workers' compensation system is your treating physician.

Except in cases where an injury is denied in the first place, the treating doctor's opinion is presumed to be correct. Among the issues subject to this rebuttable presumption are issues of your returning to work, temporary disability payments, need for continuing treatment, need for vocational rehabilitation and monetary compensation for residual permanent impairments. Should issues about your entitlement to benefits go to a judge for decision, the judge will probably pay special attention to your treating doctor's reports.

Many workers find that the care from company designated "doc in the box" industrial clinics is impersonal, unsympathetic, and even downright substandard. Many company doctors and company designated clinics have cozy relationships with employers which make it difficult for the injured worker to get top flight care. In some cases it appears that employers bring pressure on company designated clinics, interfering with the normal doctor patient relationship.

A call from the claims examiner or the employer to the company clinic may result in the worker being released to work prematurely (or in some cases, held off work or forced into retraining unnecessarily). A call from the claims examiner to the company doctor accusing the worker of being "a fraud" may severely prejudice the worker's treatment. Video surveillance of the employee may be shown to an unsympathetic company doctor who then dismisses the worker's pain.

Maintain control to avoid premature return, unnecessary retraining...
So how can this be avoided? The key is for the worker to maintain control of medical treatment. Although an injured worker can "self procure" treatment at any time with any doctor, such treatment will not be paid for by the workers' comp insurer except in extreme circumstances. To have doctor bills paid by the industrial carrier, certain procedures must be followed.

In order to be treated by a doctor of your choice within the first 30 days of injury, you must designate your choice of physician in writing before your injury occurs. This means you should put a written statement in your personnel file designating your "personal physician" now. The statement can be very simple, merely specifying the doctor you choose. If you sustain an industrial injury, you can then begin treating with that personal physician immediately following your injury. Note that the physician you designate could be (but need not be) your regular doctor or family doctor that you see under your regular group medical or HMO plan. Or it could be some other doctor you have seen before or some doctor or facility you think you would choose to see if you were hurt. (A treating physician under California Workers' Compensation may be a medical doctor, a doctor of chiropractic, or a licensed acupuncturist.)

What if you have not predesignated a doctor in writing before your industrial injury? You will be forced to treat with your employer's doctor for at least 30 days following the injury. Although a provision exists to change doctors within 30 days, it is a difficult and seldom used procedure.

After the first 30 days of injury you can designate a doctor of your choice even if you have not predesignated a doctor. Insurance companies frequently contend that the injured worker only gets one change of treating doctors. Not so. In a 1995 case, Ralphs Grocery v. WCAB, the California Court of Appeal made it clear that under Labor Code 4600 California injured workers actually have the right to change doctors more than once. The courts have noted that if an employer concludes the employee is doctor shopping and abusing the right to choose a treater, the insurer's remedy is to allow the requested change of doctors and then (under Labor Code 4603) to petition the administrative director of the Division of Industrial Accidents for an order allowing the insurer to designate a new list of doctors from which the worker would be forced to choose.

Keep in mind that your treating doctor's assessment of your disability status and opinion as to what medical tests, treatment and medication you need will be presumed correct. Having a sympathetic and competent doctor on your side who will advocate for your interests is a major plus for any injured worker. Having the injured worker in control of his or her medical care is the watchword for workers' comp these days! Act now and avoid hardship later: pre-select a doctor for any work injuries!

Other related columns by Julius Young


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